Privacy Policy Statement

Your privacy is important to us. We are committed to protecting personal data as required in Malaysia.

Introduction and Overview

Our privacy policy explains what data we collect, why we collect it, and how we use it to improve your experience.

We follow legal requirements including Malaysia’s Personal Data Protection Act (PDPA) and keep your details secure.

Data We Collect and Why

We collect data to provide tailored content and respond to inquiries effectively. Data collected is relevant and minimal.

Information Provided by You

  • Contact information shared during form submissions
  • Feedback sent for site improvement
  • Queries about APR, fees, or repayment terms
  • Consent to receive updates and newsletters
  • Optional details shared in discussions

Automatic Data Collection

  • Usage statistics for website improvements
  • IP addresses for analytics and protection
  • Device and browser information
  • Cookie data for better browsing experience
  • Time and date of website interactions

How We Use Your Data

Data helps us tailor advice, process requests, and keep information current and relevant for you.

  • Personalizing content for user interests
  • Responding to inquiries promptly
  • Analyzing anonymized website performance
  • Sending updates with explicit consent
  • Storing data securely
  • Retaining communications for quality
  • Meeting local legal requirements

Our Commitment: We use secure processes to protect your data, reduce risk, and respect your privacy at every step.

Data Sharing and Transfers

We do not sell data. Third parties may process data for hosting, analytics, and legal requirements only.

Our Service Providers

Trusted vendors support our services, including hosting and analytics, under strict data protection policies.

Legal Requirements and Obligations

Your data may be shared if required by Malaysian laws or court orders.

Anonymous Analytics Data

We analyze anonymized visitor metrics to improve website content and user experience.

Your Data Rights

You may request access to, correction of, or deletion of your personal data as per local regulations.

  • Request access to your personal details
  • Ask for corrections to inaccurate data
  • Request deletion of your information
  • Obtain a copy for personal use
  • Object to certain processing activities
  • Request restrictions on usage

Contact us with data rights requests. We review all legitimate concerns in line with Malaysian law.

Data Security Measures

We apply strong technical and organizational controls to protect your information from unauthorized access.

Technical Security Controls

  • Data encryption during transmission
  • Secure data storage with restricted access
  • Regular software updates and patches
  • Vulnerability assessments and monitoring

Organizational Safeguards

  • Staff training on privacy policies
  • Access management and audit process
  • Clear data retention and deletion policies
  • Strict confidentiality agreements

How Long We Retain Data

We keep data as long as needed for communication or local law compliance, then securely delete it.

  • Account data retained until request for deletion
  • Feedback stored for up to two years
  • Communication records deleted after one year
  • No sensitive financial data stored
  • Newsletter preferences deleted upon request

Data is reviewed annually for necessity, security, and legal compliance.

International Data Transfers

If data leaves Malaysia, safeguards are applied to meet PDPA and global standards for your protection.

  • Vendor contracts with data protection clauses
  • Data transfer agreements when needed
  • Anonymizing data before any international storage
  • Compliance with Malaysian and international laws

Cookie Usage Overview

Cookies help us analyze traffic and personalize services. You may manage cookie consent at any time.

Types of Cookies Used

  • Enable core website features and security
  • Measure and improve site performance
  • Enhance user experience and preferences
  • Support chat and contact functions

Browser settings let you control or delete cookies as you prefer.

Policy Updates and Changes

We may update this policy to reflect legal or operational changes. Please review periodically.

  • Website notice of major updates
  • Email notification if you opt-in
  • Revision date posted on this page
  • Summary of significant changes available

Your continued use means acceptance of changes in line with local laws.

Contact and Questions

Direct privacy queries or data requests to our contact form or email below.

Silavoreqi

Sandbox Coworking Space, Bandar Sunway, 47500 Petaling Jaya, Selangor Malaysia

Phone: +60 6-420 4016

Email: content@silavoreqi.sbs

Last reviewed January 8, 2026

Effective as of January 8, 2026